NKFCU Current Privacy Policy

It is our job to keep you and your personal data safe. Below is our privacy policy and what we do with your information.

Northern Kentucky Federal Credit Union Privacy Policy

Notice of Privacy Practices for Credit Union Members

To assure the continued privacy and confidentiality of your personal financial information, your credit union oversees these practices and procedures:

Information We collect:

We collect non-public information about you from some or all of the following sources:

1. Information we receive from you on applications or other forms such as your name, address, social security number, assets and income.

2. Information about your transaction with us, balance, payment history, parties to transactions and credit usage; and

3. Information we receive from a consumer-reporting agency, such as credit-worthiness and credit history; and

4. Information you have provided us with.

Information We Disclose:

We may disclose all of the information we collect about our members and former members as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.  We may also disclose information about you under other circumstances as permitted by law.

Our Security Measures:

Northern Kentucky Federal Credit Union (the Credit Union) restricts access to non-public information about you to those employees and volunteers who need to know that information to provide products or services or perform required duties under Federal and State regulation.  We maintain physical, electronic and procedural safeguards that comply with Federal Regulations to guard your non-public personal information.

The Credit Union will not be responsible for privacy practice or content at any website that is linked to our website.

Under no circumstances will the Credit Union authorize any firm to charge our members’ account without our members consent; this does not include actual or appointed member ACH transactions that the Credit Union does not have the ability to verify authorization.

Under no circumstances will the Credit Union sell any member information to any telemarketing firm.  Credit Union Members and the public may receive copies of this notice at 2805 Alexandria Way, Highland Heights, KY 41076 or by calling the Credit Union at (859) 441-3405.

This notice meets the notification requirements of the National Credit Union Administration Regulation on Privacy of Consumer Information, Part 716.